Our mission: Cashflow clarity for African SMEs.
We’re building the operating system for MoMo-first businesses — clean data in, reliable decisions out. From statement upload to insights, collections, and tax prep, SpendLoom keeps money moving with confidence.
The SpendLoom story
We started SpendLoom after watching SMEs fight their MoMo statements every month. PDF exports, hidden fees, mis-categorized transactions — slow, error-prone, and expensive. We believed a MoMo-native cashflow OS could remove friction and unlock better decisions for the real economy.
Built a resilient PDF/CSV pipeline for MoMo statements; stitched, deduped, and normalized outputs.
Auto-categorization, fee analysis by channel, search & filter, CSV exports, alerts & email digests.
Accountant portal, receivables autopilot, and integrations that reduce the cost of capital.
Our values
We ship what moves the metric for SMEs: clarity, speed, and fewer mistakes.
Data encrypted at rest, least-privileged access, and explicit deletion controls.
We solve real problems for MoMo-first markets and expand with partners.
In good company
Backed by operators and advisors across finance, payments, and data. Partnering with accountants, lenders, and fintechs to expand access and reduce costs.




Join us — or start your free analysis today.
We’re building the cashflow OS for MoMo-first businesses. Try SpendLoom or reach out about partnerships.