Built in Accra • MoMo-first

Our mission: Cashflow clarity for African SMEs.

We’re building the operating system for MoMo-first businesses — clean data in, reliable decisions out. From statement upload to insights, collections, and tax prep, SpendLoom keeps money moving with confidence.

Privacy-first • You control deletion
Focus
MoMo-first cashflow
Home base
Accra, Ghana
Serving
SMEs, accountants, freelancers

The SpendLoom story

We started SpendLoom after watching SMEs fight their MoMo statements every month. PDF exports, hidden fees, mis-categorized transactions — slow, error-prone, and expensive. We believed a MoMo-native cashflow OS could remove friction and unlock better decisions for the real economy.

2024
Prototype → MTN MoMo parser

Built a resilient PDF/CSV pipeline for MoMo statements; stitched, deduped, and normalized outputs.

2025
From parsing to action

Auto-categorization, fee analysis by channel, search & filter, CSV exports, alerts & email digests.

Next
Workflows & partnerships

Accountant portal, receivables autopilot, and integrations that reduce the cost of capital.

Our values

Customer outcomes > features

We ship what moves the metric for SMEs: clarity, speed, and fewer mistakes.

Privacy by design

Data encrypted at rest, least-privileged access, and explicit deletion controls.

Build locally, scale regionally

We solve real problems for MoMo-first markets and expand with partners.

In good company

Backed by operators and advisors across finance, payments, and data. Partnering with accountants, lenders, and fintechs to expand access and reduce costs.

Accounting FirmSME Co-opBank PartnerStartup Program

Join us — or start your free analysis today.

We’re building the cashflow OS for MoMo-first businesses. Try SpendLoom or reach out about partnerships.